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This website is owned by Next Media Corp. The excess will vary depending on the car that is covered, the age and experience of the drivers on your policy and if you have opted to take protected or guaranteed No Claims Bonus protection.
Details of your policy excess can be found on the reverse of your Policy Schedule. If you are an online customer you can find your policy excess on your Policy Schedule by signing in or registering to your online account.
If you receive your documents in the post then this document would have been sent when taking out, changing or renewing your policy.
Customers with Comprehensive cover can contact our roadside emergency helpline 24 hours a day, days a year, please find out more here.
Any repairs carried out by our approved repairers are guaranteed while you own the vehicle. If your vehicle is damaged beyond repair, our Claims teams will contact you to discuss the next steps of your claim.
We'll instruct a salvage agent to collect your car and take it to a salvage yard. If your vehicle is a total loss, your policy will be cancelled including the Driving Other Cars extension if applicable.
If your vehicle is a total loss, you will not be provided with a courtesy vehicle. If you have Hire Vehicle Cover, you may be entitled to a hire vehicle.
Please log into MyAccount to see if you are covered for this. As every claim is different, it's difficult to give an exact time frame.
After reporting an incident, you don't need to contact us unless we ask you to. We'll keep you updated along the way.
If your vehicle is repairable, the excess is paid to the garage when the repairs are completed. You're required to pay the excess whenever you make a claim.
Please tell anyone else involved in the accident to contact us as we may be able to help with the damage to their vehicle. They can contact our claims team.
If there isn't enough evidence to support your position, we might have to accept some responsibility. If the other person accepts responsibility for the incident, then their insurance company will reimburse your excess.
If you don't have Motor Legal Protection, you may still be able to use their services at an additional cost. In most cases, making a claim or recording an incident will lead to a price increase at renewal.
You should report the theft to the police and get a Crime Reference Number immediately. Our main aim is to make sure our customers are back on the road as soon as possible.
However, we know insurance fraud is a reality and that a very small number of people give false details to fabricate or exaggerate car insurance claims.
We use a number of insurance industry databases to share information with other companies about claims and known fraudsters.
We use industry standard Secure Socket Layer SSL bit encryption technology to keep your personal information as secure as possible. You must be aged 25 or over to qualify for the driving other cars policy extension, however this criteria alone does not mean you have this cover.
In some cases you may be covered under your policy to drive someone else's car. The cover is Third Party Only and doesn't apply to any cars you own or lease yourself.
Please check section 5 of your current Certificate of Motor Insurance to see if you have this cover. If you are an online customer you can view this document by signing in or registering to your account.
Only if they are named on your Certificate of Motor Insurance. You can easily add another driver to your policy permanently or temporarily. Make this change in MyAccount.
We may be able to insure a car for you temporarily. If you want us to cover a courtesy car from a garage, we will only be able to do this if the garage won't provide you with cover.
You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it. Whenever you buy an insurance policy, we take steps to ensure we know the cover we are providing is right for you so we can support you when you need us, for example, if you have to make a claim and to combat any fraudulent activity.
To do this, we may contact you to validate some of your details at any time after you have bought your insurance, and we hope that you'll be able to help us resolve any enquiries quickly.
Please remember it is your responsibility to check you have answered every question we ask honestly and accurately before buying your policy.
Since 8 June , the paper counterpart to the photocard driving licence isn't valid and is no longer issued by DVLA.
We require this information in order to validate the information we hold for you. If we have requested this information from you please make sure you have included the following pages:.
Alternatively, you can click the Share your licence information tab and select Create a code. This code is valid for 21 days. To make renewing as easy as possible we will automatically renew your policy based on the information you have supplied, unless you have opted out of this feature.
If all your details are correct, then you don't have to do anything. If you paid for your policy using someone else's card, please ensure the cardholder is happy for us to debit your renewal from their card again this year.
We'll do our best to keep your renewal premium as low as possible. If you have four years or less No Claims Bonus and have not made a claim during your time with us, you'll get a further year's No Claims Bonus.
This will reduce your premium, but rate increases during the year may mean your premium is still higher than last year. If we already know about the claim before we post your renewal pack, your No Claims Bonus entitlement will have already been amended and your renewal premium revised to take the claim into account.
If you make a claim and we've already posted your renewal pack, we will have to amend your No Claims Bonus entitlement and revise your premium.
We will let you know what your new premium is as soon as you notify us about the claim. We will reduce your No Claims Bonus for every claim you make where we don't recover all of our costs.
Your No Claims Bonus will be reduced by two years or whatever you have if less than that for every fault claim you make.
Also, you won't get an extra year's No Claims Bonus when your policy is due for renewal. If you make three fault claims in three years, we will remove the protection and reduce your No Claims Bonus by two years.
We hope that won't be the case, but if you don't want to renew your policy, please contact us here.
Yes, LittleBox does send location information but we also look at how well you drive in order to offer you the best discount possible.
We only share the information with those companies required to provide the services under the policy, such as the telematics LittleBox service provider.
During your quote just let us know how many miles you will cover over the year, and your premium will automatically include these. If during the year you need to travel further you will need to inform us, so we can increase your mileage to ensure you remain covered.
We will contact you regarding the installation of your LittleBox. If you do not renew your policy there will be no additional charges.
We do not ask you to tell us who is driving the insured vehicle at any particular time. Do you want to trade free from commissions? How it works 1.
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Commodities CFDs on metals, energies and agriculture commodities. Leverage up to: Forex typical spreads from 0.Admiral Markets Pty Ltd (ABN 63 ) ("Admiral Markets") holds an Australian Financial Services Licence (AFSL) to carry on financial services business in Australia, limited to the financial services covered by its AFSL no. Admiral Markets Pty Ltd is fully owned by Admiral Markets Group AS holding company. ADMIRAL MARKETS LOGIN. This admiral comes holstered with two classic platforms: MT4 and MT5. There is a total of 4 accounts divided between these two platforms: graemesims.coms and graemesims.com account for the MT4; graemesims.com5 and graemesims.com for the MT5. METATRADER 4. Metatrader 4 shines even after so long. Admiral Markets login is the first step to opening many doors for you in the world of trading. Whether you’re an experienced trader or a beginner, this broker is simply the best choice you can find. Years of experience have given this company the wisdom they need to keep their customers happy. What are you waiting for?. Admiral Markets Pty Ltd Регистриран Офис: Level 10,17 Castlereagh Street Sydney NSW Admiral Markets Pty Ltd (ABN 63 ) притежава Australian Financial Services Licence (AFSL), за да извършва бизнес с финансови услуги в Австралия, ограничен до. Admiral Markets Pty Ltd Registered Office: Level 10,17 Castlereagh Street Sydney NSW Admiral Markets Pty Ltd (ABN 63 ) holds an Australian Financial Services Licence (AFSL) to carry on financial services business in Australia, limited to the financial services covered by its AFSL no.